Despite exciting progress toward more secure and usable factors, the best MFA mechanism for consumers really isn’t MFA at all — it’s passkeys. Passkeys are a FIDO authenticator with the advantage of being backed up to the cloud, so if you lose your device or buy a new one, all you must do is sign into your iCloud or Google Play account to recover your passkeys. Passkeys use public key cryptography and device biometrics, making them resistant to many known attacks, and are easy for the user.