The Indian Payments ecosystem is going through rapid change and advancement. The Reserve Bank of India (Digital Payment Security Controls) Directions 2020 were issued for regulated entities to set up a robust governance structure for such systems and implement common minimum standards of security controls for channels like internet, mobile banking, and card payments, among others. In this paper, we demonstrate how FIDO Authentication represents the best way for organizations to implement simpler, stronger authentication that meets Reserve Bank of India’s Master Direction on Digital Payment Control requirements, while also enhancing the user experience.
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