Payment Industry Intelligence: Agentic Commerce and the quiet return of Guest Checkout

Agentic commerce is steadily rewiring how digital transactions occur. Instead of shoppers manually navigating screens, entering credentials and approving each step, intelligent software agents are beginning to select products, optimise pricing and initiate payment on the user’s behalf.

In that environment, the long-maligned guest checkout flow is gaining fresh relevance—not as a stopgap, but as a structurally efficient payment model.