According to Jonathan Van der Merwe, group lead product manager at Entersekt, one of the biggest stumbling blocks toward a passwordless future is the technological and behavioral hesitations that come with it. Van der Merwe suggests that moving away from static passwords toward one-time passwords (OTPs), in-app authentication and fast identity online (FIDO) is the way forward. “Moving on to newer technologies like FIDO, which allows for federated authentication ID within the application that you’re using to authenticate yourself, is effectively using the application using your device, whether that’s a laptop, a PC, or a mobile device,” he told PYMNTS.