EMVCo has released a draft framework that could pave the way for a universal standard for verifiable digital credentials in card‑based payments, a move that could make online checkout both more secure and less cumbersome.
As verifiable digital credentials continue to gain traction for secure digital transactions, EMVCo is working to ensure that its data structures remain consistent, regardless of the wallet or payment network used.
If adopted, the framework would allow merchants to implement a single standard for digital credential authentication across payment ecosystems instead of managing multiple wallet-specific integrations.
