This article analyzes the four pillars of digital commerce—security, intelligence, agility and transparency—and their predicted impact on consumers, industry trends and regulatory landscapes in the coming year, with insights from Andrew Shikiar on authentication in 2022.


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Payments Journal: Why the Future of Financial Fraud Prevention Is Passwordless

Fraud is evolving faster than ever, with AI-powered scams, deepfake-enabled identity theft, and a surge…

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Payments Dive: Charting 2026 payments trends

For our 2026 outlook, we picked six trends to better acquaint you with what to…

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CNBC: Data breaches climbed to a record high in 2025. How to protect your personal information

It’s the letter most consumers dread receiving — the notification that your personal information has…

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